Fee Overview and Payment Methods
Understanding the Two-Tier Payment Structure
Your PNP journey involves two distinct fee payments that many applicants don’t realize are separate:
Provincial Nomination Fee: Paid to your chosen province for reviewing and potentially nominating you. This ranges from $0 (some streams) to $3,500 depending on the province and stream.
Federal Processing Fee: Paid to Immigration, Refugees and Citizenship Canada (IRCC) after receiving your provincial nomination. Current fees are:
- Principal applicant: $1,365
- Spouse/partner: $1,365
- Dependent child under 22: $230
- Right of Permanent Residence Fee: $515 per adult
Real mistake we’ve seen: Applicants budgeting only for provincial fees and getting caught off-guard by the $2,745+ federal fees for a family of two adults. Always budget for both.
Payment Processing and Timelines
Provincial fees are typically processed within 2-5 business days, but payment method affects timing:
- Credit card payments: Instant confirmation, recommended for urgent applications
- Bank drafts/money orders: 5-10 business days processing time
- Wire transfers: 1-3 business days, but fees can be $25-50
What this means for you: If you’re close to a program closure date, stick with credit card payments to avoid missing deadlines due to payment processing delays.
Refund Policies You Need to Know
Most provinces have strict no-refund policies once your application enters processing, but there are exceptions:
- Withdrawal before assessment begins: Usually 50-75% refund possible
- Program closure mid-application: Full refund typically provided
- Technical/administrative errors: Full refund at provincial discretion
If you’re applying from a country with high refusal rates: Countries like India, Nigeria, and Bangladesh should be especially careful about refund policies, as processing times can be longer and documentation requirements more stringent.
Atlantic Provinces Fee Analysis
Nova Scotia: Strategic Positioning with Moderate Costs
Nova Scotia offers one of Canada’s most cost-effective PNP options with fees ranging from $0 to $1,535:
Fee Structure:
- Nova Scotia Experience: Express Entry: $0
- Skilled Worker Stream: $1,535
- International Graduate Entrepreneur: $1,535
- Physician Stream: $1,535
What this means for you: The Express Entry alignment streams offer exceptional value—no provincial fee means you only pay federal processing costs, making Nova Scotia one of the cheapest pathways to Canadian PR.
New Brunswick: Competitive Rates with Quick Processing
New Brunswick maintains competitive fees while offering relatively fast provincial processing:
Fee Structure:
- Express Entry Labour Market Stream: $0
- Skilled Workers with Employer Support: $1,125
- Post-Graduate Entrepreneurial Stream: $1,125
- Self-Employed Persons Stream: $1,125
Real mistake we’ve seen: Applicants choosing more expensive provinces without considering New Brunswick’s bilingual advantage. If you have French language skills, New Brunswick’s lower fees plus language bonus points make it exceptionally cost-effective.
Prince Edward Island: Premium Investment, Premium Results
PEI’s fees reflect its selective approach and high success rates:
Fee Structure:
- PEI Express Entry: $300
- Labour Impact Category: $300
- Business Impact Category: $2,000 (plus minimum $150,000 investment)
If you’re applying from India or Philippines: PEI has shown strong acceptance rates for applicants from these countries, making the $300 fee excellent value despite competitive requirements.
Newfoundland and Labrador: Hidden Gem Pricing
Often overlooked but offering competitive fees and growing opportunities:
Fee Structure:
- Express Entry Skilled Worker: $0
- Skilled Worker Category: $1,000
- International Graduate: $1,000
- International Entrepreneur: $1,000
Optional—but strongly recommended by AVID experts: Consider Newfoundland’s Express Entry stream for the $0 provincial fee, especially if you work in healthcare, technology, or skilled trades where the province has active recruitment.
Central Canada Fee Structures
Ontario: Premium Province, Premium Costs
Ontario’s fees reflect high demand and competitive streams, ranging from $0 to $3,500:
Fee Structure:
- Human Capital Priorities Stream: $1,500
- French-Speaking Skilled Worker: $1,500
- Masters Graduate Stream: $1,500
- PhD Graduate Stream: $1,500
- Employer Job Offer streams: $2,000
- Entrepreneur Stream: $3,500 (plus business investment requirements)
What this means for you: Ontario’s higher fees are offset by larger job markets and faster integration opportunities, but budget carefully—a family application here costs $1,500-3,500 provincially plus federal fees.
If you’re applying from Nigeria or Pakistan: Ontario has specific requirements for document authentication from these countries. Factor in additional $200-500 for notarization and authentication when budgeting.
Quebec: Unique System, Unique Costs
Quebec operates outside the federal PNP system with its own Quebec Selection Certificate (CSQ) process:
Fee Structure:
- Quebec Skilled Worker Program: $822 (principal) + $180 (spouse) + $180 (each child)
- Quebec Experience Program: $822
- Quebec Business/Investor Programs: $15,235-83,800 depending on category
Real mistake we’ve seen: Applicants assuming Quebec fees work like other PNPs. Quebec requires CSQ approval first, then separate federal processing—factor both timelines and fees into your planning.
Western Provinces Cost Analysis
British Columbia: Tiered Pricing for Diverse Streams
BC’s fee structure reflects its diverse economy and high demand:
Fee Structure:
- Skills Immigration (Express Entry): $1,475
- Skills Immigration (Non-Express Entry): $1,475
- Express Entry BC: $1,475
- Entrepreneur Immigration: $3,500
- Strategic Projects: $2,500
What this means for you: BC’s consistent $1,475 fee across most streams makes budgeting straightforward, but high competition means ensure you meet all requirements before paying.
Alberta: Value-Driven Investment Approach
Alberta offers competitive fees with strong economic opportunities:
Fee Structure:
- Alberta Express Entry Stream: $500
- Alberta Opportunity Stream: $500
- Rural Renewal Stream: $500
- Self-Employed Farmer Stream: $500
Optional—but strongly recommended by AVID experts: Alberta’s $500 provincial fee is among Canada’s lowest, making it excellent value for skilled workers, especially in energy, agriculture, and technology sectors.
Saskatchewan: Affordable Access to Opportunity
Saskatchewan maintains some of Canada’s lowest PNP fees:
Fee Structure:
- Express Entry Sub-category: $350
- Occupations In-Demand: $350
- Saskatchewan Experience: $350
- Entrepreneur Category: $2,500
If you’re applying from India: Saskatchewan has established strong ties with Indian communities and institutions, offering cultural familiarity alongside affordable fees.
Manitoba: Community-Focused Competitive Pricing
Manitoba balances affordability with community integration:
Fee Structure:
- Skilled Worker in Manitoba: $500
- Skilled Worker Overseas: $500
- International Education Stream: $500
- Business Investor Stream: $2,500
Real mistake we’ve seen: Overlooking Manitoba’s support network requirements. The $500 fee is excellent value, but ensure you have genuine community connections or employer relationships first.
Territories and Special Programs
Northwest Territories: Premium for Unique Opportunities
NWT’s fees reflect specialized opportunities in Canada’s North:
Fee Structure:
- Express Entry System: $2,000
- Employer Driven Stream: $2,000
- French-Speaking Stream: $2,000
- Business Stream: $2,000
What this means for you: NWT’s higher fees are offset by unique opportunities in mining, government, and specialized services, plus lower competition than southern provinces.
Yukon: Strategic Investment in Northern Growth
Yukon maintains competitive fees while focusing on territorial needs:
Fee Structure:
- Yukon Express Entry: $500
- Skilled Worker Program: $500
- Critical Impact Worker Program: $500
- Business Nominee Program: $2,500
Nunavut: Emerging Opportunities
Nunavut is developing its PNP structure with focus on territorial priorities:
Fee Structure:
- Skilled Worker Stream: $500 (when available)
- Processing limited to specific occupations and French-speaking candidates
If you’re applying from France or other French-speaking countries: Territories offer unique opportunities for French speakers with significantly lower competition than Quebec.
Federal Pilot Programs
Special federal programs operate alongside provincial systems:
Rural and Northern Immigration Pilot: $1,365 federal fee only (no provincial fee) Municipal Nominee Program: Community-specific fees ranging $0-500
Cost-Benefit Analysis and Strategy
Return on Investment Calculations
Smart applicants evaluate total costs against long-term benefits:
Total Investment Analysis:
- Lowest-cost option: Saskatchewan Express Entry ($350 + $2,745 federal = $3,095 for couple)
- Highest-value option: Nova Scotia Express Entry ($0 + $2,745 federal = $2,745 for couple)
- Premium investment: Ontario Entrepreneur ($3,500 + federal fees + business investment)
What this means for you: A $1,000 difference in provincial fees becomes negligible against lifetime earning potential, but cash flow timing matters for many families.
Hidden Costs Most Guides Don’t Mention
Beyond application fees, budget for these often-overlooked expenses:
Document Preparation: $500-1,500
- Translation and notarization
- Educational credential assessment
- Police certificates
- Medical examinations
Professional Services: $2,000-5,000
- Immigration consultant/lawyer fees
- Document review and preparation
- Application strategy consultation
Travel and Settlement: $5,000-15,000
- Flights for family
- Initial accommodation
- Settlement funds requirements
Real mistake we’ve seen: Focusing only on government fees and running short on settlement funds, which are mandatory and must be demonstrated at multiple application stages.
Budget Planning Recommendations
Phase 1 – Application Preparation: 30% of total budget
- Document gathering and preparation
- Language testing
- Educational assessments
Phase 2 – Application Submission: 25% of total budget
- Provincial and federal fees
- Medical examinations
- Biometrics
Phase 3 – Settlement Preparation: 45% of total budget
- Settlement funds
- Travel arrangements
- Initial living expenses
Optional—but strongly recommended by AVID experts: Maintain a 15-20% contingency fund for unexpected requests, document updates, or timeline extensions.
Strategic Fee Planning by Profile
Young Professionals: Prioritize speed over cost—higher fees offset by longer earning years Families with Children: Balance provincial fees against education and healthcare quality Entrepreneurs: Focus on business environment and support systems over application fees
French Speakers: Leverage language advantages in Quebec, New Brunswick, or territories
If you’re applying from countries with longer processing times: Factor potential fee increases during extended processing periods—Canada typically adjusts fees annually in April.
Resources from AVID
📎 Interactive Fee Calculator
Calculate your exact PNP costs by province and family composition Access Calculator →
📊 Fee Comparison Matrix
Side-by-side comparison of all provincial fees and requirements Download Matrix →
💰 Budget Planning Template
Complete immigration budget planner with hidden costs included Get Template →
📈 Fee Trend Analysis
Historical fee changes and 2025 projection insights View Analysis →
❓ Common Fee FAQs
Answers to the most frequent questions about PNP fees and payment Read FAQs →
💬 Need peace of mind? Let one of our experts walk you through your application strategy.
At AVID, our seasoned immigration experts have guided thousands of successful PNP applications across all provinces. We know which fees deliver the best value for your profile, which hidden costs to expect, and how to position your application for success.
What this means for you: PNP fees range from $0 to $3,500 depending on your chosen province and stream, plus federal processing fees of $1,365 per adult applicant. Getting this wrong can derail your budget and timeline.
Understanding PNP fees is just the beginning. The real complexity lies in choosing the right province and stream combination for your unique situation, preparing compelling applications, and navigating the process without costly mistakes.